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Smoking offers far greater risk than the risks associated with gaining a few extra pounds

However, e-cigarettes (and other emerging technologies for the delivery of nicotine) have the potential to be viable alternatives for some smokers in the future if there is a ban on menthol or if there are regulations that reduce nicotine in conventional cigarettes

Also, they limit the maximum death benefit to $500,000 (lower if you are a substandard risk)

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Users have collectively saved over 510 million by making the switch, money that can be redirected toward more meaningful expenses or savings goals