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The most common reason for a business to be considered high-risk is that the processor is wary of excessive chargebacks and fraud, but there are a few specific reasons that smoke, vape, and cigar shops often fall into the high-risk category

In an era where a majority of patients experience some level of financial toxicity during cancer treatment, referring them to resources to support cessation and advocating for tobacco control can have a huge impact on their cancer and survivorship journey

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Potential negative scenarios caused by a decrease in revenue include the following: Clubs that once didnt charge a fee will be forced to, as drink sales have decreased Looking to lower their costs, establishments will make cheaper quality drinks, and hire inexpensive staff and DJs Owners wont take any risks by spending money on infrastructure, meaning the places wont be interesting from a design perspective, or be kept in good shape Clubs wont take any chances by bringing niche, new, or unknown music acts to perform Clubs will cater only to mainstream tastes so they can be sure to make their money back, appealing to the lowest common denominator crowds Clubs will become less exclusive, lowering their standards in the hope that they will increase drink revenue from letting in a wider range of people Some of these trends have already arrived, and what you find is an overall lower quality nightlife experience in Lan Kwai Fong

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