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Its a common term length for financial reasons such as: Coverage to age 70: common age that most want/need coverage through Most tobacco chewers will be retired: coverage will last until retirement No Mortgage: mortgages on homes and other debt typically paid off by 70 Provide retirement income protection: the last 10-15 years before retirement are important savings years For these reasons and many more, an affordable 15-year term policy is an important financial tool in your 50s

For years cigarettes have focused their marketing efforts as having lower levels of tar in their cigarettes, but the problem is that low tar still means that you are still inhaling the chemical into your lungs

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Current health minister Elisabeth Borne planned to increase the price of a packet of 20 cigarettes to a minimum of 13 by 2027 when she was prime minister, as part of wider anti-tobacco plans